Flexibility key to cutting mortgage debt

Offset mortgages are the best options for homeowners who want to overpay their mortgages – but keep the option to borrow the money back More »

Top tips for financial planning in 2012

How to get your finances back on track and prepare for the new year. Experts suggest making financial resolutions More »

Computing Your Post-Retirement Income

Whether we choose to acknowledge it or not, retirement is creeping up on us. Even for those who have just started their career, retirement planning is crucial to providing a secure future More »

 

New warning on equity release mis-selling

Investigation by consumer group Which? finds the quality of advice ‘wanting’, with nearly a quarter of qualified advisers failing a benchmark test

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New warning on equity release mis-selling

Rental yields are key in buy-to-let equation

Yields are increasing, but there are few areas of the UK where they enable landlords to meet criteria for 80 per cent loan-to-value

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Rental yields are key in buy-to-let equation

Fixed-rate mortgage deals buck trend

Cheap mortgage deals are still on offer, in spite of continuing rate rises at banks and building societies

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Fixed-rate mortgage deals buck trend

Gas suppliers follow EDF’s 5 per cent price cut

First big energy supplier to pass on lower wholesale costs

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Gas suppliers follow EDF’s 5 per cent price cut

Top tips for landlords reinvesting in their properties

Effective ways to reinvest in existing buy-to-let property portfolio

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Top tips for landlords reinvesting in their properties

More options for landlords’ mortgages

Landlords looking to borrow up to 80 per cent of a property’s value have a growing range of options available to them, after two new lenders entered the market this week

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More options for landlords’ mortgages

Wealthy offered ‘opt-out’ from loan rules

Revised proposals from the Financial Services Authority suggest high earners can avoid tough ‘affordability’ tests

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Wealthy offered ‘opt-out’ from loan rules

Case study: Landlord looks to build business

Builder started buying property to let five years ago and now has a portfolio of 13 homes, all in Orpington

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Case study: Landlord looks to build business

Mortgage lending down in October

Mortgage lending fell by 8 per cent in October, despite monthly mortgage payments for first-time buyers being the most affordable they have been for nearly eight years

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Mortgage lending down in October

Flexibility key to cutting mortgage debt

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Offset mortgages are the best options for homeowners who want to overpay their mortgages – but keep the option to borrow the money back

Originally posted here:
Flexibility key to cutting mortgage debt